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City Bar Justice Center - Homeowner Stability Project

Who We Are

The Homeowner Stability Project (HSP) provides legal services and advice to low income or otherwise vulnerable New Yorkers, either directly or through partnerships with pro bono attorneys.

The project focuses on services in the following areas: reverse and standard mortgage default and foreclosure defense; legal assessment, budgeting and financial planning for home retention including retirement planning and transfers of property following the death of a head of household; and property tax and water/sewer lien exemptions, abatements and workouts.

HSP enables clients to retain their homes whenever possible through litigation and helping to obtain loan modifications and other negotiated settlements, transfers of title, and property tax exemptions.

The project provides assistance to clients currently facing foreclosure, as well as those to whom it may become a threat. When HSP is not able to provide assistance, the client will receive a referral to an appropriate organization following an assessment of the legal need.

How to Get Help

At this time we are offering remote services. Please call (212) 382-6766.

Who We Serve

  • Bronx County
  • Kings (Brooklyn) County
  • New York (Manhattan) County
  • Queens County
  • Richmond (Staten Island) County
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Description of Services

Consultation and advice

Limited Representation: applications for loan modifications and other loss mitigation; representation in foreclosure settlement conferences but not in the underlying foreclosure action.

Full Representation: in a small number of cases the project agrees to defend the underlying foreclosure action. In other cases, litigation related to the foreclosure settlement conference process is necessary in order to ensure the process works.

Emergency Instructions

What is an Emergency? Imminent judgment, auction, or eviction is an emergency. A homeowner faced with any of those situations should call 311 for assistance.

General Contact Information

City Bar Justice Center - Homeowner Stability Project
42 West 44th Street (map)
Manhattan, NY 10036
(212) 382-6766
Read this in:
Spanish / Español
Last Review and Update: Apr 27, 2020

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