Getting a loan to buy a house

Not all home loans are the same. Learn what kind of loan you need and get ready to talk to lenders and get the best deal.

Use the Consumer Financial Protection Bureau guide to understand how your choices affect:

• your monthly payment
• the overall costs both upfront and over time
• the risk level.

A loan "option" is always made up of three different things:

• Loan term
• Interest rate type
• Loan type