Chapter 7 bankruptcy is a powerful debt relief law. It helps give a fresh start to people who have too much debt and can't see a way out. Bankruptcy requires a lot of paperwork and documentation. But many people with simple cases file successfully on their own without a lawyer. Here are the 10 steps to file your case:
- Collect your documents
- Take the required credit counseling course
- Complete the required bankruptcy forms
- Get your filing fee ready or fill out a fee waiver request
- Print your completed bankruptcy forms
- Go to the court to file your forms
- Mail required documents to your trustee
- Take the second required bankruptcy course on financial management
- Attend the 341 meeting with your trustee
- Deal with your car loan if you have one
Learn more about how to file for bankruptcy for free.
Última revisión: April 1, 2025