Welcome to another post in our Taking control: legal answers for everyday problems series.
Right now, there's a lot of confusion and fear around public benefits. You may have heard that programs are changing or being cut. Myths and misinformation make you think you won't qualify. And this is on top of a system that's already complicated and designed to frustrate you into giving up.
Here's what you need to know: These programs exist to help people, and you can still apply.
Let's clear up some common myths and problems people face when trying to get benefits. Once you know what you can actually do, you're in a much stronger position to get the help you need.
What public benefits really are
Public benefits aren't charity or handouts. They're resources we've built together as a society. Especially as one of the richest countries in the world, no one should go hungry, lose their home, or go without medical care. Maybe you're contributing to these programs right now through your taxes. Maybe you've contributed in the past. Maybe you will in the future. The point is, when times get hard, these programs should be there for you too.
Myths that keep people from getting help
Myth: "I make too much money to qualify"
Many people assume they won't qualify. But you don't have to be completely broke. Income and asset limits vary widely by program and household size. For example, a family of four can earn $41,700, own a home and car, and still qualify for SNAP in many cases. Programs like Medicaid and SNAP have different income rules, and some benefits aren't based on income at all.
The truth: It's worth applying or at least checking eligibility. Don't count yourself out.
Myth: "Public benefits are only for people who don't work"
Programs like SNAP and Medicaid are not just for people who have lost their jobs or cannot work. They are also for working families whose employers don't pay enough to cover basic needs. Getting a job won't automatically disqualify you.
The truth: Many people who receive benefits work full-time or part-time. Many programs allow you to keep some benefits as your income increases.
Myth: "Applying for benefits will hurt my immigration case"
This fear keeps many eligible people from getting the help they need for themselves or their family members. The benefits are either for everyone, or for people with a green card, refugee or other special immigration status. Immigration rules are complex and changing. If you're worried, talk to an immigration lawyer or benefits expert.
The truth: You won't qualify for a benefit that could hurt your immigration case.
Myth: "It's too hard to apply, so it's not worth it"
We won't sugarcoat it: the application process IS difficult. It's bureaucratic, there's lots of paperwork, and it takes time. it's designed to discourage people from applying.
The truth: Don't let this stop you. The help you receive can be life-changing, and applying is something you're entitled to do.
What you can do
Even as programs face cuts or changes, these protections remain in place:
You can apply for benefits. No one can stop you from applying. The application itself costs nothing but your time.
You can get help in your language. If English isn't your first language, ask for interpretation and translation services at benefits offices.
You can challenge decisions you think are wrong. If you're denied, or if your benefits are reduced or stopped, you can appeal. Request a "Fair Hearing" for someone to review your case.
You can ask for help with the process. Local benefits offices, legal services organizations, and community groups can guide you.
You must be treated with dignity. You deserve respect when you interact with these systems. If you're treated poorly, you can ask to speak with a supervisor or file a complaint.
Your next steps
If you're struggling: Apply for help. Don't assume you won't qualify. The worst thing that happens is you're denied, and even then, you can appeal.
If you're already receiving benefits: Know what you can do if something goes wrong. Keep copies of all documents. Respond to notices promptly. Don't let confusing paperwork or bureaucracy stop you from getting what you need.
If you need help with the process: Contact your local benefits office or a legal services organization to guide you.
What else can you find on LawHelpNY?
✅ More legal topics beyond the one we covered above. Browse all our topics.
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✅ LiveHelp to chat with someone who can help. (Click the LiveHelp button at the bottom right of the page.)