New York

Learn the basics (12)+

• Closing the Coverage Gap? Medicare Prescription Drugs Are Becoming More Affordable

  From 2011 onward, individual who reach the donut hole have a roughly 50% discount off the full drug cost during the donut hole, which will gradually increase until the donut hole is no more in 2020. Find out how you can qualify for this. Content Detail

  By:

  Closing the Coverage Gap? Medicare Prescription Drugs Are Becoming More Affordable

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  Spanish / Español

• Medicare

  Detailed information about medicare, including parts A, B and C, medigap and HMOs. Content Detail

  By:

  ElderLaw Answers

• Medicare and You

  The official U.S. Government guide to Medicare, Medicare Part D, and Medicare Advantage, updated annually. Content Detail

  By:

  United States Centers for Medicare and Medicaid Services

  Read this in:

  Spanish / Español

• Medicare Eligibility Tool

  This on-line tool can help you figure out if you are eligible for medicare and tells you how to apply. Content Detail

  By:

  United States Centers for Medicare and Medicaid Services

• Enrolling in Medicare

  A guide to how you enroll in Medicare. In the righthand top corner of the screen select NEW YORK in the "State" tab for NYS-specific information. Content Detail

• What is Medicare?

  A general description of Medicare, including who is eligible, how to apply, and what is covered. Tip: In the righthand top corner of the screen, select NEW YORK in the "State" tab for NYS-specific information. Content Detail

• Your Medicare Card

  Information on the medicare card, including how to replace lost cards. Content Detail

  By:

  United States Centers for Medicare and Medicaid Services

• Medicare Interactive Counselor

  The Medicare Interactive Counselor gives up-to-date information on Medicare eligibility and enrollment rules, how Medicare works with supplemental coverage, what resources are are available to people with low income, step-by-step appeals althroughs, Part D information and information on the rights and protections of caregivers. Content Detail

• How can I get help with my Medicare costs and fill in the gaps in Medicare coverage?

  Need help with Medicare costs and filling in the gaps in Medicare coverage? Here are a number of ways to get coverage to fill gaps in Medicare or to get assistance with Medicare costs. Content Detail

• Age 65 and Still Working? Should I Enroll in Medicare?

  Many people continue to work after reaching age 65 and have employer group health coverage. Generally, they should enroll in Medicare Part A, which is free. However, Medicare Part B is not free - in 2010 the Part B premium costs $110.50/month. If you are in this situation click here to read about your options. Content Detail

  By:

  Medicare Rights Center

• Benefit Checklist for Older Erie County Residents

  This checklist provides information on different benefits older Erie County residents can assess. Listing provides eligibility requirements as well as an explanation of the benefits. Content Detail

  By:

  Erie County Department of Senior Services

• What is Medicare?

  Medicare is a federally funded program which provides health and hospital insurance benefits. There are four types of Medicare. Read hear to find out more. Also read here to find out what to do if Medicare denies coverage on a claim. Content Detail

  By:

  Legal Assistance of Western New York, Inc.- LawNY® - Geneva Office

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  Spanish / Español

Forms and tools (1)+

• ACCESS NYC

  ACCESS NYC is a free service that can help you find out if you are eligible for over 30 benefit programs. Read More

  By:

  NYC Human Services

  Read this in:

  Spanish / Español

Medicare for SSDI recipients (1)+

• Extended Medicare (for SSDI Recipients)

  Information for Social Security Disability Insurance recipients on how you can continue your Medicare coverage if you become employed. Content Detail

  By:

  Neighborhood Legal Services, Inc.

Medicare complaints and appeals (2)+

• Medicare Rights and Protections

  Interactive guide to Medicare appeals for various Medicare services. Content Detail

• Medicare Appeals

  This is a video that explains medicare appeals. Read More

  By:

  United States Centers for Medicare and Medicaid Services

Medicare fraud (2)+

• Protecting Medicare and You From Fraud

  A warning for seniors and people with disabilities to be aware of a scheme that asks Medicare beneficiaries for money and checking account information to help them enroll in a Medicare Prescription Drug Plan. Content Detail

  By:

  United States Centers for Medicare and Medicaid Services

  Read this in:

  Spanish / Español

• How to Report Medicare Fraud

  This resource provides an overview of steps you can take to report Medicare fraud. Content Detail

  By:

  United States Centers for Medicare and Medicaid Services

  Read this in:

  Spanish / Español

Medicare savings programs (3)+

• Medicare Savings Program - Help Paying Medicare Costs for Beneficiaries with Low Income

  Information on how to qualify for a "Medicare Savings Program"that will pay the Medicare Part B premium, co-insurance and deductible. Content Detail

• Medicare Savings Program - Help with Medicare Out-of-Pocket Costs

  Official NYS website about the Medicare Savings Program, which saves Medicare beneficiaries money by paying their monthly Part B premium and, for some people, other Medicare costs. Downloadable application. Content Detail

  By:

  New York State Department of Health

• Three Changes in New York's Medicaid and Medicare Savings Program

  As of April 2008, Medicaid permits all beneficiaries to have more savings or financial resources. Also, the "Medicare Savings Program,"which pays the Medicare Part B monthly premium and sometimes other Medicare costs, no longer sets a limit on the amount of savings one may have to qualify. Also, Medicaid no longer requires drug and alcohol screening for people under 65. Content Detail

  By:

  Selfhelp Community Services

Medigap and extended coverage (4)+

• Medigap Insurance

  Information on Medigap Insurance--also known as Medicare supplemental insurance--including links to plans currently available in NYS and their cost, tips on how to select a plan, rules about when you can enroll or change plans, what effect a pre-existing condition has on enrollment, and where to complain. Content Detail

  By:

  New York State Office for the Aging

• Filling Gaps in Medicare

  Interactive explaination of Medigap coverage and how to choose plans. To get New York State specific information, be sure to select NEW YORK in the "STATE"tab on the upper righthand corner of the screen. Content Detail

• How Do the Benefits Under The Different Medigaps Compare?

  Description of what services are covered in standardized Medigap plans "A""through "L"with a comparison chart. Content Detail

• Medicaid with a Spend-Down

  Individuals who are over the age of 65, or certified disabled may be "over-income" for traditional Medicaid, can pay a "spend-down" in order to qualify for Medicaid on an ongoing basis. In this article, learn how the monthly spend-down requirement is determined and methods of payment. This coverage can be retroactive for up to 3 months prior to the date of the application. Content Detail

  By:

  Legal Assistance of Western New York, Inc.- LawNY® - Geneva Office

  Read this in:

  Spanish / Español

More information (1)+

• Benefit Checklist for Older Erie County Residents

  This checklist provides information on different benefits older Erie County residents can assess. Listing provides eligibility requirements as well as an explanation of the benefits. Content Detail

  By:

  Erie County Department of Senior Services