If you're over 65 and still working with employer health coverage, there are important steps to consider:

  1. Enroll in Medicare Part A: It's usually free, so make sure you're signed up.

  2. Consider Medicare Part B: This part is not free. Compare the coverage provided by your employer's health plan with what Medicare Part B offers. Consider factors such as deductibles, copayments, and the services covered. If your employer's plan is comprehensive and affordable, delaying Part B enrollment could save you money.

Carefully evaluate your current employer's health coverage, costs, and your healthcare needs before deciding whether to enroll in Medicare Part B.

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Last Reviewed: November 5, 2023