New York

I want to know about the foreclosure process (2)+

• Foreclosure in New York

  This resource will help you understand what to expect if you cannot pay your mortgage and help you prepare to defend yourself in court if you find yourself in foreclosure proceedings. Read More

  By:

  Empire Justice Center

• How a foreclosure case usually works (diagram)

  This is a one-page flowchart that goes step-by-step through a foreclosure. Read More

  By:

  Legal Assistance of Western New York, Inc.- LawNY®

I am trying to avoid foreclosure (4)+

• Get federal help to avoid foreclosure

  Visit this website to get information on federal assistance programs designed to help you avoid foreclosure. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

  Vietnamese / Tiếng Việt

  Chinese / 中文

• Help for homeowners facing foreclosure

  If you have trouble paying your mortgage, this page from the New York State Banking Department tells you where to go for help. Content Detail

  By:

  New York State Banking Department

• Tips for avoiding foreclosure

  Are you having trouble keeping up with your mortgage payments? Here are 10 tips to avoid foreclosure. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• What is a home mortgage?

  This article explains what a mortgage is and the early stages of foreclosure. Content Detail

  By:

  Legal Assistance of Western New York, Inc.- LawNY® - Geneva Office

  Read this in:

  Spanish / Español

I have received a foreclosure Summons and Complaint (2)+

• Foreclosure Answer Program

  This is a free and confidential online program to help you create an Answer to the Summons and Complaint, which tells the court your defenses or reasons why the mortgage Lender must not win the case. Read More

  By:

  CourtHelp (NYCourts.gov)

• Foreclosures

  Helpful information on the foreclosure process from NY CourtHelp. Find answers to your questions here no matter what stage of the process you are in. Content Detail

  By:

  New York State Unified Court System

I need help with court forms (3)+

• Foreclosure Answer Program

  This is a free and confidential online program to help you create an Answer to the Summons and Complaint, which tells the court your defenses or reasons why the mortgage Lender must not win the case. Read More

  By:

  CourtHelp (NYCourts.gov)

• How to answer a Complaint in a foreclosure case in New York

  This resource describes available defenses, explains counterclaims, and outlines how to file your Answer with the court. Read More

• How to read a Summons in a foreclosure case

  Watch the video for a diagram of a foreclosure summons and read on to find how to respond, and how long you have to take action. Read More

  Read this in:

  Spanish / Español

I am preparing for a settlement conference (3)+

• What happens in a foreclosure case after all settlement conferences have ended

  An overview of what happens after settlement conferences have ended. Read More

  By:

  Legal Services of the Hudson Valley

  Read this in:

  Spanish / Español

• What is a foreclosure settlement conference?

  This page explains what to expect in a settlement conference in a foreclosure case in New York State. Read More

• What to know about your first settlement conference

  If you are in foreclosure and have received a notice from the court saying must appear at a settlement conference, this resource will help you understand what it means and what to expect. Read More

  By:

  Legal Services of the Hudson Valley

  Read this in:

  Spanish / Español

I have experienced a mortgage/foreclosure scam (1)+

• Learn how to avoid foreclosure rescue scams

  Follow this link to a PDF brochure from the New York State Attorney General's Office about how to avoid foreclosure rescue scams. Content Detail

  By:

  New York State Attorney General's Office

My landlord is facing foreclosure (2)+

• Tenants in foreclosure cases

  Learn about your rights as a tenant when there is a foreclosure case against the owner of the home you live in. Content Detail

  By:

  New York State Unified Court System

• What to know when your landlord is in foreclosure

  This list of frequently asked questions explains what a tenant needs to know when his or her landlord is in foreclosure. Read More

  By:

  Legal Services of the Hudson Valley

  Read this in:

  Spanish / Español

I am or my spouse is in the military (1)+

• Mortgage relief and foreclosure protection for military members

  Information about payment relief and protection from foreclosure provided by the Servicemembers Civil Relief Act (formerly known as The Soldiers' and Sailors' Civil Relief Act of 1940). Content Detail

  By:

  U.S. Department of Housing and Urban Developement

I am a homeowner (1)+

• Get federal help to avoid foreclosure

  Visit this website to get information on federal assistance programs designed to help you avoid foreclosure. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

  Vietnamese / Tiếng Việt

  Chinese / 中文