New York

I have been discriminated against or denied a service (2)+

• Learn about fair mortgage lending and what to do if discrimination happens to you

  Discrimination in mortgage lending is prohibited by the Fair Housing Act. This is a link to more information on fair lending from HUD. Content Detail

  By:

  U.S. Department of Housing and Urban Development (HUD)

• Learn more about the rights that protect you from mortgage discrimination

  This resource includes a PDF and a link to a web page with information about mortgage discrimination and the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA). Read More

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

I have experienced a mortgage/foreclosure scam (1)+

• Learn how to avoid foreclosure rescue scams

  Follow this link to a PDF brochure from the New York State Attorney General's Office about how to avoid foreclosure rescue scams. Content Detail

  By:

  New York State Attorney General's Office

I want information on home loans or owning a home (6)+

• How to recognize and avoid predatory lenders when buying or refinancing a home

  This article provides an outline of how to spot and avoid dishonest lenders. Read More

  By:

  LawHelpNY

• Buying a home on a land contract

  This PDF article is about making sure you protect your rights as a buyer if you are creating a land contract. Content Detail

  By:

  Rural Law Center of New York, Inc.

• Don't be a target for high-cost home loans

  Download the booklet for tips on how to protect yourself when shopping for home loans. Content Detail

  By:

  National Consumer Law Center

  Read this in:

  Spanish / Español

  Chinese / 中文

• How to find the best mortgage

  Information on what to look for when shopping for a mortgage, including an explanation of terms used by mortgage brokers and bankers and a worksheet to use to compare mortgage offers. Content Detail

  By:

  Federal Deposit Insurance Corporation (FDIC)

  Read this in:

  Spanish / Español

• Frequently asked questions about mortgages

  Questions and answers about home loans, including your rights and what certain legal terms mean. Content Detail

  By:

  New York State Banking Department

• Beware of Rent-to-Own agreements

  This link will take you the website for Legal Assistance of Western New York. LawNY attorneys wrote this article on what you should consider before signing a Rent-to-Own agreement. Content Detail

  By:

  Legal Assistance of Western New York, Inc.- LawNY® - Geneva Office

  Read this in:

  Spanish / Español

I am considering a reverse mortgage (3)+

• Tips for you if you are considering a reverse mortgage

  A reverse mortgage could put money in your hands now, but the transaction can be quite confusing. Download this PDF to learn more. Read More

  By:

  National Consumer Law Center

• LGBT Senior Homeowners: What You Should Know About Reverse Mortgages

  This is a three page article about reverse mortgage loans for what LGBTQ senior homeowners should know before they take out a reverse home mortgage. Content Detail

  By:

  City Bar Justice Center

• Reverse Mortgages

  Read this resource to learn about reverse mortgages, borrowing money against your home, and reverse mortgage scams. Read More

  By:

  Nassau Suffolk Law Services

  Read this in:

  Spanish / Español

I need help with a home equity loan (2)+

• Your rights under the Home-Equity Theft Prevention Act

  The law can help protect you against scams. Vist the N.Y. Dept. of Financial Services to learn about your rights if you are planning to sell your home when you are in default or foreclosure. Content Detail

  By:

  New York State Department of Financial Services

• Home Equity Loans and Credit Lines

  This resource is a link to a page on the FTC website about home equity loans. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español