I have experienced a mortgage/foreclosure scam (1)
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Learn how to avoid foreclosure rescue scams
Follow this link to a PDF brochure from the New York State Attorney General's Office about how to avoid foreclosure rescue scams. Content Detail
I have been discriminated against or denied a service (2)
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Learn about fair mortgage lending and what to do if discrimination happens to you
Discrimination in mortgage lending is prohibited by the Fair Housing Act. This is a link to more information on fair lending from HUD. Content Detail
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Learn more about the rights that protect you from mortgage discrimination
This resource includes a PDF and a link to a web page with information about mortgage discrimination and the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA). Read More
- Read this in:
- Spanish / Español
I want information on home loans or owning a home (6)
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How to recognize and avoid predatory lenders when buying or refinancing a home
This article provides an outline of how to spot and avoid dishonest lenders. Read More
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Buying a home on a land contract
This PDF article is about making sure you protect your rights as a buyer if you are creating a land contract. Content Detail
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Don't be a target for high-cost home loans
Download the booklet for tips on how to protect yourself when shopping for home loans. Content Detail
- Read this in:
- Spanish / Español
- Chinese / 中文
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How to find the best mortgage
Information on what to look for when shopping for a mortgage, including an explanation of terms used by mortgage brokers and bankers and a worksheet to use to compare mortgage offers. Content Detail
- Read this in:
- Spanish / Español
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Frequently asked questions about mortgages
Questions and answers about home loans, including your rights and what certain legal terms mean. Content Detail
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Beware of Rent-to-Own agreements
This link will take you the website for Legal Assistance of Western New York. LawNY attorneys wrote this article on what you should consider before signing a Rent-to-Own agreement. Content Detail
- Read this in:
- Spanish / Español
I am considering a reverse mortgage (2)
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Tips for you if you are considering a reverse mortgage
A reverse mortgage could put money in your hands now, but the transaction can be quite confusing. Download this PDF to learn more. Read More
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Reverse Mortgages
Read this resource to learn about reverse mortgages, borrowing money against your home, and reverse mortgage scams. Read More
- Read this in:
- Spanish / Español
I need help with a home equity loan (2)
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Your rights under the Home-Equity Theft Prevention Act
The law can help protect you against scams. Vist the N.Y. Dept. of Financial Services to learn about your rights if you are planning to sell your home when you are in default or foreclosure. Content Detail
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Home Equity Loans and Credit Lines
This resource is a link to a page on the FTC website about home equity loans. Content Detail
- Read this in:
- Spanish / Español