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Learn the basics (8)+

Income exempt from debt collection (4)+

Frozen bank accounts and wage garnishment (3)+

Fight a debt collection court case (11)+

Stop abuse from debt collectors (12)+

Credit counseling, credit repair and debt consolidation (2)+

File a credit card complaint (1)+

Medical debt (3)+

  • A handbook on how to prevent and fix medical debt

    This handbook covers the following: common billing problems faced by uninsured and under-insured patients, how to get financial assistance with hospital bills, how to deal with collection agencies, and what to do when patients are sued for medical debt. Click the link to download the PDF. Content Detail

    Legal Aid Society: Health Law Unit
  • I Am Being Sued for a Medical Debt. What Should I Do?

    I Am Being Sued for a Medical Debt—What Should I Do? I HAVE RECEIVED A SUMMONS AND COMPLAINT ABOUT A MEDICAL DEBT—WHAT DO I DO? If you are served with a Summons and Complaint, you must file an “Answer.” An Answer is a response by the defendant (the person being sued) to the claims made by the plaintiff (the medical provider or company who filed the lawsuit) that includes defenses. Defenses are reasons why the plaintiff should not win. To file an Answer, you should go to the clerk’s office in the courthouse where the case was filed and fill out an answer form. Read More

    Mobilization for Justice, Inc.
  • Know your rights when you are facing medical debt

    This video explains your rights as a patient when paying for healthcare and how to avoid medical debt. Content Detail

More information (2)+

  • File a Consumer Complaint with the NY Attorney General Online

    If you have a complaint against another individual, a business or a company regarding an online or in-store transaction, the New York Attorney General's Internet Bureau Mediation Unit may be able to help you secure a refund or repair. Before you file a complaint, read the overview carefully to make sure you qualify for help. Read More

    New York State Attorney General's Office
  • How to Cope with Debt

    This booklet gives general information about what you can do if you have money problems. Content Detail

    Legal Aid Society of Mid-New York

Payday loans are illegal in NY (1)+

  • Payday Lending is Illegal in New York

    New York State bans payday lending through its longstanding criminal and civil usury laws. It is illegal for any lender to make payday loans, whether in person, by telephone, or over the Internet. It is also illegal to collect on payday loans in New York. Content Detail

    New Economy Project

Collect a judgment (1)+

  • Collecting a Judgment

    If you win a judgment from the Court, this does not mean that you get a check at the end of the case. Often, you have to take steps to find and collect the judgment. Learn about what you need to do to collect a judgment without hiring an attorney. Content Detail

    New York State Unified Court System

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