How do I get and keep a good credit score?

Here are some guidelines that can help:

  1. Pay your loans on time, every time

  2. Don’t get close to your credit limit

  3. A long credit history will help your score

  4. Only apply for credit that you need

  5. Fact-check your credit reports


Source: Consumer Financial Protections Bureau

For information on how to get a free copy of your credit report, go to the Consumer Financial Protections Bureau.



Was this information helpful?

Last Reviewed: May 25, 2023