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I want to know about my rights (1)+

I am being sued for a debt (7)+

A judgment was made against me when I wasn't in court (3)+

  • How to Remove (Vacate) a Default Judgment

    What Is A Default Judgment? If there is a default judgment against you, it means that a plaintiff (the person or company who files a lawsuit) sued you and won the case automatically. The plaintiff won because you did not respond to the summons and complaint, or you did not appear in court when you were supposed to. This happens fairly regularly because people are often not properly notified about lawsuits... Content Detail

    By:
    Mobilization for Justice, Inc.
  • Vacate a Default Judgment in a Consumer Debt Case

    This free DIY Form will create a document that tells the court why you didn't respond to a consumer debt lawsuit. For example, you might not have gone to court because you never received notice of the case. Content Detail

    By:
    New York State Unified Court System
  • Vacating a Default Judgment (Order to Show Cause)

    This guide provides general information for New Yorkers who are facing debt collection lawsuits in the New York City civil courts. It explains how to vacate (re-open) a default judgment. Content Detail

    By:
    New Economy Project

My wages are being garnished (3)+

I have exempt income (4)+

I want a debt collector to stop contacting me (12)+

I am setting up a payment plan (2)+

I am dealing with debt from medical bills (3)+

  • A handbook on how to prevent and fix medical debt

    This handbook covers the following: common billing problems faced by uninsured and under-insured patients, how to get financial assistance with hospital bills, how to deal with collection agencies, and what to do when patients are sued for medical debt. Click the link to download the PDF. Content Detail

    By:
    Legal Aid Society: Health Law Unit
  • I Am Being Sued for a Medical Debt. What Should I Do?

    I Am Being Sued for a Medical Debt—What Should I Do? I HAVE RECEIVED A SUMMONS AND COMPLAINT ABOUT A MEDICAL DEBT—WHAT DO I DO? If you are served with a Summons and Complaint, you must file an “Answer.” An Answer is a response by the defendant (the person being sued) to the claims made by the plaintiff (the medical provider or company who filed the lawsuit) that includes defenses. Defenses are reasons why the plaintiff should not win. To file an Answer, you should go to the clerk’s office in the courthouse where the case was filed and fill out an answer form. Read More

    By:
    Mobilization for Justice, Inc.
  • Know your rights when you are facing medical debt

    This video explains your rights as a patient when paying for healthcare and how to avoid medical debt. Content Detail

I am having a problem with a credit company or a loan company (3)+

  • File a Consumer Complaint with the NY Attorney General Online

    If you have a complaint against another individual, a business or a company regarding an online or in-store transaction, the New York Attorney General's Internet Bureau Mediation Unit may be able to help you secure a refund or repair. Before you file a complaint, read the overview carefully to make sure you qualify for help. Read More

    By:
    New York State Attorney General's Office
  • Payday Lending is Illegal in New York

    New York State bans payday lending through its longstanding criminal and civil usury laws. It is illegal for any lender to make payday loans, whether in person, by telephone, or over the Internet. It is also illegal to collect on payday loans in New York. Content Detail

    By:
    New Economy Project
  • Sample Credit Card Dispute Letter

    Click to view this PDF for a sample letter that can be used to dispute an incorrect charge on your credit card bill. Content Detail

    By:
    New Economy Project
    Read this in:
    Spanish / Español

I am having trouble paying my bills (2)+

I want to collect a judgment (1)+

  • Collecting a Judgment

    If you win a judgment from the Court, this does not mean that you get a check at the end of the case. Often, you have to take steps to find and collect the judgment. Learn about what you need to do to collect a judgment without hiring an attorney. Content Detail

    By:
    New York State Unified Court System
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