Millions of people become victims of identity theft every year. Identity theft happens when criminals steal your personal information. When someone knows your name, address, and Social Security number, they can open credit cards, get loans, file fake tax returns, or do other things pretending to be you.
Many people don't know someone stole their identity at first. They find out when bad things happen, like getting sued for debt they never made or having their bank account frozen.
How to Stay Safe:
Check your credit reports often: You can get free reports from three companies: Equifax, Experian, and TransUnion. Go to annualcreditreport.com to look for accounts you didn't open.
Protect your information: Put important papers in a safe place. Shred papers before you throw them away. Don't give out your Social Security number unless you have to.
Be careful online: Only use safe websites when you shop or bank online. Watch out for fake emails that try to steal your information. Learn more about protecting yourself online.
Some people need extra help: Kids, military families, veterans, and families of dead people need to be extra careful. Thieves target them more.
If someone steals your identity: Call the credit companies right away. Ask them to put alerts on your accounts. Watch out for tax theft too. This is when someone files a fake tax return using your name to steal your refund.
Last Reviewed: May 29, 2025